Sometimes the psalm summarizes itself for you. Consider the opening lines of today’s psalm: “How blessed is the man who fears the Lord, who greatly delights in His commandments!” (112:1). The rest of the psalm is basically a litany of blessings for the man who fears the Lord. He receives a well-established family tree, material wealth, a good legacy, victory over his adversaries, and more. But let’s zero in on a verse in the middle of the psalm, characterizing this man of many blessings. The man is merciful–and a creditor.